So, you’re wondering if you can use your EBT card to grab a tasty sandwich at Subway? It’s a super common question, and the answer isn’t always a simple yes or no. It depends on a few things, like where you live and what you’re buying. Let’s break it down and explore the ins and outs of using your EBT card at Subway so you can get the info you need.
What Can EBT Cards Buy?
First off, let’s talk about what EBT cards are for. EBT stands for Electronic Benefit Transfer, and it’s like a debit card that helps people with low incomes buy food. The main purpose is to get you nutritious food items. Generally, EBT cards cover the cost of groceries at supermarkets and grocery stores. But when it comes to restaurants, things get a little more complicated. You might already know this, but it is good to know this before you even start thinking about Subway!

Here are a few basics:
- EBT is for food.
- It is like a debit card.
- It can be used to buy groceries at most grocery stores.
So, is it possible to use it at Subway?
You can use your EBT card at Subway, but only in certain situations.
The Restaurant Meals Program (RMP)
The biggest factor in whether you can use your EBT card at Subway is if your state has a Restaurant Meals Program, or RMP. This program lets some people use their EBT benefits to buy prepared meals at participating restaurants. This is especially helpful for people who might not have a way to cook their own meals, like those who are homeless, elderly, or disabled. Keep in mind that not all states offer an RMP.
If you are in an RMP state, here is how it works:
- You must qualify for the program.
- Participating restaurants will accept the EBT card.
- You can buy meals.
The specifics depend on your location.
The RMP is a state-run thing. So, the rules change from state to state. Your state will be the one that qualifies you and lets you know what restaurants are available in your area.
Which States Have the Restaurant Meals Program?
Okay, so which states actually have the RMP? As of now, not all states have jumped on board. This is one of the most important things you need to check. The states that *do* offer the RMP include California, Arizona, Maryland, Michigan, Rhode Island, and Illinois. This list is subject to change. So, always double-check with your local Department of Social Services or a similar agency to see if your state is on the list and if Subway participates.
To see which states have it, it is important to keep up-to-date information.
- California
- Arizona
- Maryland
- Michigan
- Rhode Island
- Illinois
Even if your state has an RMP, not all Subway locations may participate. This is why it is crucial to ask the specific Subway location before you try to use your EBT card. Otherwise, you could get to the register and find out it doesn’t work.
Subway’s Participation
Even if your state has an RMP, Subway locations are not automatically required to participate. Each Subway restaurant is individually owned and operated, which means the owner decides if they want to accept EBT cards. This means that you need to check with each Subway before you order. It would be a bummer to order a footlong only to find you cannot pay.
When you are trying to figure out if the location participates, you can do the following:
- Call the Subway.
- Ask at the register.
- Look for signs.
If the Subway participates, they will let you know. If they don’t, they will say no. It really is that simple.
What Can You Buy with EBT at Subway?
If the Subway location accepts EBT, you’re probably wondering what you can actually buy. In most cases, you can only use your EBT card to purchase food items. This means sandwiches, salads, sides, and drinks that are considered food. Things that usually don’t qualify are things like soft drinks and any non-food items, such as chips.
There are times when you may not be able to use the card:
- If you are buying alcohol.
- If you are buying tobacco products.
- If you are buying non-food items.
You can usually ask a Subway employee if you’re unsure about a particular item.
Be sure to check the menu before getting your order. That is very important.
Finding Participating Subway Locations
Finding a Subway that accepts EBT might require a little detective work. The best way is to call the Subway directly and ask. You can also check online. Some state websites or local food assistance programs might have lists of participating restaurants, or a store locator could help. Be aware that these lists can change, so always confirm the information before you go to Subway.
Here are some things to look for:
Action | Why |
---|---|
Call | Get an immediate answer. |
Check Online | Could have a list. |
Use a store locator | Helps to find them. |
Make sure to have a back-up plan, just in case.
Other Things to Consider
Keep in mind that the rules around EBT usage, including the RMP, can change. Always check with your local resources for the latest information. Additionally, even if a Subway does accept EBT, there might be restrictions on what you can buy or how much you can spend in a single transaction.
The main thing is to be informed.
- Check for updates.
- Be aware of any spending limits.
- Be sure to ask.
Following these steps will help you.
In conclusion, whether you can use your EBT card to buy Subway really depends. If you live in a state with the Restaurant Meals Program and the Subway you want to visit participates, then you’re likely good to go. Otherwise, you’ll probably need to pay using a different method. Remember to always check with your local resources and the specific Subway location to make sure you have the latest info. Enjoy your sandwich (if you can get one)!